🐯 IndusInd Bank Tiger Credit Card – Lifetime Free Card for Travel, Movies & Magnificent Rewards
IndusInd Bank • Lifetime Free Card
Reward-focused card with lounge access
Description
Welcome Benefits
Unlike many premium cards, the IndusInd Bank Tiger Credit Card stands out for offering lifetime-free access — with no joining or annual fees. That itself is a major benefit.
However, new cardholders also enjoy complimentary privileges and first-use advantages that make it rewarding from day one.
✨ Welcome Highlights
| Benefit | Details |
|---|---|
| Lifetime Free Membership | No joining or renewal fees — ever. Enjoy all premium benefits without any annual cost. |
| Reward Boost from Day 1 | Earn up to 6 Reward Points per ₹100 right from your first transaction. |
| BookMyShow Offer | Get 1 free movie ticket worth ₹500 every 6 months (2 per year). |
| Golf Privilege Access | Access 1 complimentary golf game or lesson every quarter. |
| Travel Kickstart | Priority Pass membership giving access to 600+ lounges globally. (2 international + 8 domestic visits per year). |
| Forex Advantage | 1.5% discounted foreign currency markup for all international transactions. |
| Concierge Welcome | Immediate access to 24×7 IndusInd Concierge for travel, gifts, and reservations. |
Rewards
The Magnificent Rewards Program lets you earn points on all eligible transactions with multipliers that increase as your annual spending grows.
| Annual Spend Slab | Reward Points / ₹100 |
|---|---|
| Up to ₹1,00,000 | 1 RP |
| ₹1,00,001 – ₹2,50,000 | 2 RP |
| ₹2,50,001 – ₹5,00,000 | 4 RP |
| Above ₹5,00,000 | 6 RP |
💡 1 Reward Point = ₹0.40 when redeemed as statement credit.
📉 Redemption Cap:
-
Max 5,000 RPs per month for cash redemption.
-
RPs can also be converted to KrisFlyer Miles (400 RPs = 120 Miles; up to 10,000/month).
🚫 No reward points on fuel, utilities, or wallet loads.
✈️ Travel Benefits
-
Priority Pass Membership: Access 600+ international lounges worldwide.
-
8 Complimentary Domestic Lounge Visits annually.
-
2 Complimentary International Lounge Visits per year via Priority Pass.
-
Low Forex Mark-up Fee: 1.5% + GST (vs. industry average of 3.5%).
🧳 Ideal for frequent domestic & international travelers.
⛳ Golf Privileges
-
1 Complimentary Golf Game or Lesson every quarter (4 per year).
-
Book via indusindgolf.apexlynx.net.
🏌️ Worth ₹16,000 annually — perfect for lifestyle spenders.
🎬 Movie & Entertainment Benefits
-
BookMyShow Offer:
Get 1 free movie ticket (worth up to ₹500) every 6 months.
(2 tickets worth ₹1,000 total per year) -
Dining Offers:
Exclusive discounts at partner restaurants via IndusInd Bank dining tie-ups.
⛽ Fuel Surcharge Waiver
-
1% fuel surcharge waiver at all fuel stations across India.
-
Applicable on transactions between ₹400 and ₹4,000.
🛡️ Insurance Benefits
| Type | Coverage |
|---|---|
| Air Accident Cover | ₹25 Lakhs |
| Purchase Protection | As per issuer policy |
| Lost Card Liability | As per IndusInd terms |
🤝 Concierge & Assistance
Enjoy 24×7 IndusInd Concierge Service for:
-
Travel & Hotel Bookings
-
Event Reservations
-
Flower & Gift Deliveries
-
Car Rentals
📞 Call 1860 267 7777 for assistance.
Eligibility
| Requirement | Details |
|---|---|
| Age | 18 years & above |
| Residency | Indian Resident |
| Credit Score | 700+ preferred |
| Income | Stable monthly income required (as per IndusInd Bank policy) |
🧠 No need for a Bajaj Capital account to apply.
Fees
| Annual Fee | ₹0 (Lifetime Free) |
| Reward Rate | Up to 6 RP / ₹100 |
| Reward Value | ₹0.40 per RP |
| Forex Mark-up | 1.5% + GST |
| Lounge Access | 8 Domestic + 2 International |
| Golf Privileges | 4 per year |
| Movie Offer | 2 Tickets/year (₹500 each) |
| Insurance | ₹25L Air Accident |
| Concierge | 24×7 Assistance |
| Eligibility | Indian Resident, 18+ years |
Documents Needed
PAN Card
Aadhaar Card (or address proof)
Income proof – Salary slips / ITR / Bank statement
Passport-size photograph
Value Illustration
₹6L Spend/Year
| Feature | Annual Value (₹) |
|---|---|
| Reward Earnings | 8,000 |
| Golf Benefits | 16,000 |
| Lounge Access | 9,184 |
| Movie Tickets | 1,000 |
| International Lounge | 4,428 |
| Total Annual Value | ≈ ₹38,600+ |
(Assuming 1 RP = ₹0.40; INR/USD = ₹82)
Final Summary
The IndusInd Bank Tiger Credit Card is a rare lifetime-free card that offers premium lifestyle privileges usually reserved for paid variants.
✅ Up to 6X rewards
✅ Free lounge access (domestic + international)
✅ Golf & movie benefits
✅ Low forex markup (1.5%)
If you’re a traveler, shopper, or movie lover who wants maximum rewards without annual fees — this is one of the best lifetime-free cards in India (2025).
Disclosure: We may earn a commission from qualifying approvals.